ThriveOps Forecast Validation
Phase 5 — Bootstrap Cash, Corporate Tax, Profit Allocation, Self-Funding & Hiring Readiness
Assumption Set:
DEFAULT_FALLBACK (CONSERVATIVE)
Version:
DRAFT
Scenario:
CONSERVATIVE
Assumptions resolve from ForecastAssumptionSet.config_json (authoritative). Engine constants are defensive fallbacks only. Phase 5: Bootstrap cash (₱0 opening), founder advances, corporate tax, profit allocation, self-funding, hiring readiness. No salaries activated, no hires created, no HMO activated, no repayments or distributions executed without separate approval.
OVERVIEWOPERATIONSFORECAST DETAIL
12-Mo Recognized Revenue
₱19.65M
12-Mo Operating Profit
₱12.93M
Ending Cash (Pre-Tax)
₱16.85M
Peak MRR
₱1.52M
Avg Operating Margin
63.6%
Base Leadership Payroll
₱350K
Approved Leadership Payroll
₱350K
Current Supportable Payroll
₱6.85M
Peak Supportable Payroll
₱6.85M
Unallocated Capacity
₱6.50M
Annual SDR Commission
₱1.86M
Annual Referral Incentive
₱0
Total Variable Sales Cost
₱1.86M
HMO Potential Cost
₱9K/mo
HMO Activated Cost
₱0/mo
Pre-Launch OPEX (Aug)
₱83K
Sep Opening Cash
₱0
Starting Cash Status
PLANNING ASSUMPTION — UNCONFIRMED
Earliest Base COMFORTABLE — CONSERVATIVE
Oct 2026
Earliest Progression Review Eligible
Not achieved
Chart 1 — Monthly Revenue & Profitability
- Recognized Revenue
- Gross Profit
- Contribution Profit
- Operating Profit
Chart 2 — Revenue Quality / Cash Conversion
Sales ≠ Cash: TCV is newly contracted, Recognized is P&L, Billed is invoiced, Collected is cash received.
- New TCV
- Recognized
- Billed
- Collected
Chart 3 — Cash Position
Starting Cash: PLANNING ASSUMPTIONMin Reserve: ₱500,000
Chart 4 — Recurring Revenue (MRR & Engine Rent)
Fractional customer counts are expected active contracts, not actual customer count.
- MRR
- Active Engine Rent
Chart 5 — Monthly Cost Stack
- Direct COGS
- SDR Commission
- Referral Incentive
- Shared OPEX
- One-Time OPEX
- Leadership Payroll
- Employer Statutory
- HMO
Chart 6 — Operating Margin
Shows the effect of fixed operating costs and leadership payroll as ThriveOps scales.
- Contribution Margin %
- Operating Margin %
Chart 7 — Leadership Salary Affordability — CONSERVATIVE
Financial capacity is dynamic. Compensation approval is governance-controlled. Market Compensation — NOT CONFIGURED.
- Financially Supportable
- Approved Payroll
CAUTION: Oct 2026COMFORTABLE: Oct 2026STRONG: Oct 2026REVIEW ELIGIBLE: N/AGROWTH BAND: Dec 2026MARKET BAND: Mar 2027
Chart 8 — Cash Runway (Months)
- Runway (Months)
Monthly Financial Waterfall
Salary Readiness & Compensation Progression — CONSERVATIVE (Sep 2026 → Aug 2027)
| Month | Base Payroll | Financially Supportable | Approved | Capacity vs Base | Unallocated Capacity | Readiness | Consec. Comfortable | Progression | Post-Payroll Cash | Runway | HMO Status |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sep 2026 | ₱350K | ₱16K | ₱350K | ₱-334K | ₱0 | NOT_READY | 0 | BELOW_BASE | ₱291K | 0.7mo | NOT_ELIGIBLE |
| Oct 2026 | ₱350K | ₱601K | ₱350K | +₱251K | ₱251K | STRONG | 1 | BASE_STRONG | ₱1.24M | 3.1mo | NOT_ELIGIBLE |
| Nov 2026 | ₱350K | ₱1.07M | ₱350K | +₱719K | ₱719K | STRONG | 2 | BASE_STRONG | ₱2.40M | 5.9mo | NOT_ELIGIBLE |
| Dec 2026 | ₱350K | ₱1.58M | ₱350K | +₱1.23M | ₱1.23M | STRONG | 3 | GROWTH_BAND_ELIGIBLE | ₱3.69M | 9.1mo | NOT_ELIGIBLE |
| Jan 2027 | ₱350K | ₱2.14M | ₱350K | +₱1.79M | ₱1.79M | STRONG | 4 | GROWTH_BAND_ELIGIBLE | ₱5.07M | 12.5mo | NOT_ELIGIBLE |
| Feb 2027 | ₱350K | ₱2.72M | ₱350K | +₱2.37M | ₱2.37M | STRONG | 5 | GROWTH_BAND_ELIGIBLE | ₱6.54M | 16.2mo | NOT_ELIGIBLE |
| Mar 2027 | ₱350K | ₱3.35M | ₱350K | +₱3.00M | ₱3.00M | STRONG | 6 | MARKET_BAND_ELIGIBLE | ₱8.10M | 20.0mo | NOT_ELIGIBLE |
| Apr 2027 | ₱350K | ₱4.00M | ₱350K | +₱3.65M | ₱3.65M | STRONG | 7 | MARKET_BAND_ELIGIBLE | ₱9.73M | 24.1mo | NOT_ELIGIBLE |
| May 2027 | ₱350K | ₱4.68M | ₱350K | +₱4.33M | ₱4.33M | STRONG | 8 | MARKET_BAND_ELIGIBLE | ₱11.43M | 28.2mo | NOT_ELIGIBLE |
| Jun 2027 | ₱350K | ₱5.38M | ₱350K | +₱5.03M | ₱5.03M | STRONG | 9 | MARKET_BAND_ELIGIBLE | ₱13.18M | 32.6mo | NOT_ELIGIBLE |
| Jul 2027 | ₱350K | ₱6.10M | ₱350K | +₱5.75M | ₱5.75M | STRONG | 10 | MARKET_BAND_ELIGIBLE | ₱14.99M | 37.1mo | NOT_ELIGIBLE |
| Aug 2027 | ₱350K | ₱6.85M | ₱350K | +₱6.50M | ₱6.50M | STRONG | 11 | MARKET_BAND_ELIGIBLE | ₱16.85M | 41.7mo | NOT_ELIGIBLE |
Executive Role Compensation Planning
| Role | Base Salary | Approved Salary | Growth Band | Market Band | Capacity Indicator | Progression |
|---|---|---|---|---|---|---|
| CEO — Jo | ₱100K | ₱100K | NOT_CONFIGURED | NOT_CONFIGURED | Aggregate | MARKET_BAND_ELIGIBLE |
| Chief Systems & Governance Architect — Val | ₱90K | ₱90K | NOT_CONFIGURED | NOT_CONFIGURED | Aggregate | MARKET_BAND_ELIGIBLE |
| Chief Growth Officer — Emil | ₱80K | ₱80K | NOT_CONFIGURED | NOT_CONFIGURED | Aggregate | MARKET_BAND_ELIGIBLE |
| Chief Finance Officer — Camille | ₱80K | ₱80K | NOT_CONFIGURED | NOT_CONFIGURED | Aggregate | MARKET_BAND_ELIGIBLE |
Financially Supportable Payroll: ₱6.85M
Approved/Planned Payroll: ₱350K
Unallocated Leadership Compensation Capacity: ₱6.50M
Market Band Status: NOT CONFIGURED
Additional payroll capacity is NOT automatically allocated to individual executives. Governance determines role-level increases.
Annual Revenue by Business Line
Modeling Warnings & Assumptions
STARTING_CASH_UNCONFIRMED— Starting cash is a planning assumption, not confirmed as actual unrestricted cash.
PH_STATUTORY_ASSUMPTION_REQUIRED— Employer statutory cost not yet included.
MARKET_COMPENSATION_NOT_CONFIGURED— Growth and market compensation bands are not configured. No fabricated market salary.
VA_PACKAGE: COGS_INCOMPLETE— COGS assumptions incomplete for VA Package.
VA_PACKAGE: CAPACITY_INCOMPLETE— Capacity assumptions incomplete for VA Package.
BPO_PACKAGE: COGS_INCOMPLETE— COGS assumptions incomplete for BPO Package.
BPO_PACKAGE: CAPACITY_INCOMPLETE— Capacity assumptions incomplete for BPO Package.
ENGINE_RENT: VARIABLE_TECH_COGS_INCOMPLETE— Variable technology COGS not yet configured.
Corporate Tax— NOT YET INCLUDED — Phase 5.
Profit Allocation— NOT YET INCLUDED — Phase 5.
HMO: NOT_ELIGIBLE— NOT ACTIVE — AWAITING_POST_TAX_VALIDATION. Activated cost: ₱0/month. Potential cost: ₱9,000/month.
Monthly Trend — CONSERVATIVE (Total Portfolio)
| Month | New TCV | Recognized | Billed | Collected | AR | Remaining CV | MRR | Active |
|---|---|---|---|---|---|---|---|---|
| Sep 2026 | ₱1.27M | ₱775K | ₱775K | ₱775K | ₱0 | ₱500K | ₱250K | 0 |
| Oct 2026 | ₱1.35M | ₱1.06M | ₱1.10M | ₱1.10M | ₱0 | ₱788K | ₱500K | 0 |
| Nov 2026 | ₱1.35M | ₱1.32M | ₱1.35M | ₱1.35M | ₱0 | ₱813K | ₱750K | 0 |
| Dec 2026 | ₱1.35M | ₱1.46M | ₱1.47M | ₱1.47M | ₱0 | ₱825K | ₱875K | 0 |
| Jan 2027 | ₱1.35M | ₱1.59M | ₱1.59M | ₱1.59M | ₱0 | ₱825K | ₱988K | 0 |
| Feb 2027 | ₱1.35M | ₱1.69M | ₱1.69M | ₱1.69M | ₱0 | ₱825K | ₱1.09M | 0 |
| Mar 2027 | ₱1.35M | ₱1.78M | ₱1.78M | ₱1.78M | ₱0 | ₱825K | ₱1.18M | 0 |
| Apr 2027 | ₱1.35M | ₱1.86M | ₱1.86M | ₱1.86M | ₱0 | ₱825K | ₱1.26M | 0 |
| May 2027 | ₱1.35M | ₱1.93M | ₱1.93M | ₱1.93M | ₱0 | ₱825K | ₱1.34M | 0 |
| Jun 2027 | ₱1.35M | ₱2.00M | ₱2.00M | ₱2.00M | ₱0 | ₱825K | ₱1.40M | 0 |
| Jul 2027 | ₱1.35M | ₱2.06M | ₱2.06M | ₱2.06M | ₱0 | ₱825K | ₱1.46M | 0 |
| Aug 2027 | ₱1.35M | ₱2.11M | ₱2.11M | ₱2.11M | ₱0 | ₱825K | ₱1.52M | 0 |